Auto Insurance discounts in Massachusetts

In addition to competitive rates, Plymouth Rock Assurance customers receive significant car insurance discounts as well as rating factors that can result in other savings. Your Plymouth Rock agent can help you determine which discounts and rating factors directly apply to you.

Individual Auto Insurance Discounts

These individual discounts provide auto insurance savings:

Individual Discount of Rating FactorApplies toDiscount Range*
Companion PolicyCustomers with an eligible Bunker Hill home, condo, renter’s or dwelling fire policy.Up to 13%
eDocumentIf you are a new Plymouth Rock customer, you’ll need to enroll within 30 days after your policy effective date. Otherwise, you may sign up for eDocuments at least 65 days before your next renewal date to receive a discount at your next policy renewal.Up to 5%
Anti-TheftCars with qualifying anti-theft devices, such as car alarms.Up to 36%
Safe DriverDrivers without surchargeable incidents or at-fault accidents.Up to 25%
Advanced Driver TrainingInexperienced drivers who complete a certified training course.Up to 5%
Student Away at SchoolInexperienced operators who are students that reside more than 100 miles from the place of principal garaging and who don’t have regular access to the vehicle.Up to 15%
Good StudentInexperienced operators who are high school or college students with a B (3.0 GPA) or higher average with less than 3 Merit Rating points. Cannot be applied in conjunction with the Student Away at School discount.Up to 15%
Age 65 or OlderExperienced operators who are age 65 or older.25%
Paid in FullIn addition to saving on installment charges, new Plymouth Rock customers who pay in full will save up to 4%. If you already have a policy with us, your initial renewal invoice will show an optional pay in full amount, which reflects the discount. If you pay the full amount by the effective policy renewal date, your discount will be automatically added to your policy. This discount can only be added effective on the policy’s effective date; the discount cannot be added mid-term.Up to 4%
Advanced IssueNew Plymouth Rock policies issued at least 7 days prior to the policy effective date.Up to 5% in the policy’s first year

*Please note that discounts apply to coverage parts. Ask your Plymouth Rock agent for more details.

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